  {"id":2945,"date":"2025-10-14T20:49:36","date_gmt":"2025-10-14T20:49:36","guid":{"rendered":"https:\/\/www.eou.edu\/student-financial-services\/?page_id=2945"},"modified":"2025-10-14T20:49:36","modified_gmt":"2025-10-14T20:49:36","slug":"financial-responsibility-agreement","status":"publish","type":"page","link":"https:\/\/www.eou.edu\/student-financial-services\/financial-responsibility-agreement\/","title":{"rendered":"Financial Responsibility Agreement"},"content":{"rendered":"\n<div class=\"wp-block-group well\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\">Key things to know<\/h2>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Deadline<\/h3>\n\n\n\n<p><strong>Pay at least half<\/strong> of your current term\u2019s charges by <strong>5:00 PM Monday of Week 4<\/strong>. Pay all past-due balances by that time. Pay the rest by the last day of the term.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Late Fee<\/h3>\n\n\n\n<p>A <strong>$50 Late Payment Penalty<\/strong> applies if you miss the Week-4 deadline. A one-time waiver is available, except when the delay is due to financial aid.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Interest<\/h3>\n\n\n\n<p><strong>1% per month<\/strong> (12% APR) on charges more than 30 days old.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Holds<\/h3>\n\n\n\n<p><strong>Balance Due Hold<\/strong> may block registration, transcripts, diplomas, and other services until you are current.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Registration<\/h3>\n\n\n\n<p>You must be current to register. If you owe more than <strong>$1,000<\/strong> from your prior term, you may be denied registration or dropped.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Special Statuses<\/h3>\n\n\n\n<p>Non-admitted, OHSU, and graduating students must be paid in full by the last day of the term.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Your student account responsibilities<\/h2>\n\n\n\n<p>You agree to pay all tuition, fees, and other charges on your student account. Financial aid and scholarships will be applied to your balance before any refund is issued. Payments are applied to the oldest charges first. You may pay in full at any time.<\/p>\n\n\n\n<p>Not receiving a bill or not opening an emailed notice does not excuse late or missed payments.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"deadlines\">Payment deadlines<\/h2>\n\n\n\n<p>To avoid the $50 Late Payment Penalty and a Balance Due Hold, you must pay at least half of your current term\u2019s charges by <strong>5:00 PM on Monday of Week 4<\/strong>. You must also pay all past-due balances by that time. The remaining balance is due by the last day of the term.<\/p>\n\n\n\n<p>See the EOU Academic Calendar for official dates. If there is a conflict, the official Agreement controls.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"balanceDueHold\">What is a Balance Due Hold?<\/h2>\n\n\n\n<p><strong>Balance Due Hold<\/strong> (also called <strong>Owes Money Hold<\/strong>) is a registration and services hold placed when required payments are not made on time. It can restrict registration, transcripts, diplomas, and other services until your account is current.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"eligibility\">Registration eligibility<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Your account must be current under the Revolving Charge Agreement to register for future terms.<\/li>\n\n\n\n<li>If you owe more than <strong>$1,000<\/strong> from your <strong>prior term<\/strong> (your most recent term of enrollment), you may be denied registration or dropped from classes.<\/li>\n\n\n\n<li>Special statuses. Non-admitted students, OHSU students, and graduating students must have balances paid in full by the last day of the term.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"pastDue\">If your account becomes past due<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">What can happen<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The <strong>$50 Late Payment Penalty<\/strong> will be assessed.<\/li>\n\n\n\n<li>A <strong>Balance Due Hold<\/strong> may be placed on your account.<\/li>\n\n\n\n<li>You may be denied registration for future terms, or dropped from classes if you owe more than $1,000 from your prior term.<\/li>\n\n\n\n<li>A <strong>$25 institutional collection fee<\/strong> may be assessed if no arrangements are made.<\/li>\n\n\n\n<li>University services, including housing and dining, may be withheld.<\/li>\n\n\n\n<li>Your account may be referred to a collection agency. You agree to pay all associated costs, including up to 33% of the debt in collection fees and reasonable attorneys\u2019 fees.<\/li>\n\n\n\n<li>Your account status may be reported to credit bureaus.<\/li>\n<\/ul>\n\n\n\n<p><strong>Tip:<\/strong> Pay early or set up payments so you clear the Week-4 deadline. This avoids the late fee and the hold.<br><strong>Heads Up:<\/strong> Not getting a bill or not opening an email does not excuse late or missed payments.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"lateFeeWaiver\">One-time late fee waiver<\/h2>\n\n\n\n<p>EOU will waive the $50 Late Payment Penalty one time per student. The waiver is not available when the late payment is due to delayed financial aid. Interest, if any, is not waived. The waiver does not change payment due dates and does not prevent a Balance Due Hold if other conditions are unmet.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"interest\">Interest<\/h2>\n\n\n\n<p>Interest is charged at <strong>1% per month<\/strong> (12% APR) on accounts with charges more than 30 days old. This applies even if you are under the Revolving Charge Agreement. Rates are subject to change under Oregon Administrative Rules.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"billingRights\">Your billing rights<\/h2>\n\n\n\n<p>You may dispute any charge within 60 days of when it was posted. Use the contact information below.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"contact\">Contact Student Financial Services<\/h3>\n\n\n\n<p><strong>À¶Ý®ÊÓÆµ<\/strong><br>Student Financial Services<br>One University Boulevard<br>La Grande, OR 97850-2899<\/p>\n\n\n\n<p><strong>Phone:<\/strong> (541) 962-3590<br><strong>Email:<\/strong> <a href=\"mailto:cashier@eou.edu\">cashier@eou.edu<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"consent\">Electronic records and signatures<\/h2>\n\n\n\n<div class=\"wp-block-pb-accordion-item c-accordion__item js-accordion-item no-js well\" data-initially-open=\"false\" data-click-to-close=\"true\" data-auto-close=\"true\" data-scroll=\"false\" data-scroll-offset=\"0\"><h3 id=\"at-29450\" class=\"c-accordion__title js-accordion-controller\" role=\"button\">Read the full consent text<\/h3><div id=\"ac-29450\" class=\"c-accordion__content\">\n<p>By selecting \u201cI Agree\u201d in EOU systems, you consent to receive and sign this Agreement and related student account records electronically. You may request a free paper copy or withdraw consent at any time by contacting Student Financial Services. Withdrawal applies only to future records and does not change your responsibility to pay amounts you owe.<\/p>\n\n\n\n<p>This consent covers this Agreement and related billing, payment plan, interest, hold, and collection disclosures. Before consenting, confirm you can access and keep EOU electronic records using a current web browser, internet connection, email, and PDF software. If EOU\u2019s technology requirements change in a way that materially affects access or retention, EOU will notify you and request new consent.<\/p>\n\n\n\n<p>When you click \u201cI Agree,\u201d check a box, type your name, or take a similar action, you are signing electronically. Your electronic signature has the same legal effect as a handwritten signature. EOU may use reasonable methods to verify your identity and will retain an accurate copy of your acknowledgment in a form you can access for later reference.<\/p>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"law\">Governing law and venue<\/h2>\n\n\n\n<p>This Agreement is governed by Oregon law. Disputes must be resolved in Union County Circuit Court.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\">Fine print<\/h2>\n\n\n\n<p>Your account remains active while you continue to receive EOU services or carry a balance, up to one year from the date of last activity or payoff.<\/p>\n\n\n\n<p>You authorize EOU and its agents to contact you by phone, text, and email for purposes of collecting any outstanding debt, unless you revoke this authorization in writing.<\/p>\n\n\n\n<p>You are responsible for keeping your contact information up to date with the Student Financial Services Office.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p>This page summarizes the official Financial Responsibility and Revolving Charge Agreement. If there is a conflict, the Agreement controls.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Key things to know Deadline Pay at least half of your current term\u2019s charges by 5:00 PM Monday of Week 4. Pay all past-due balances by that time. Pay the rest by the last day of the term. Late Fee A $50 Late Payment Penalty applies if you miss the Week-4 deadline. A one-time waiver [&hellip;]<\/p>\n","protected":false},"author":491,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2945","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.eou.edu\/student-financial-services\/wp-json\/wp\/v2\/pages\/2945","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.eou.edu\/student-financial-services\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.eou.edu\/student-financial-services\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.eou.edu\/student-financial-services\/wp-json\/wp\/v2\/users\/491"}],"replies":[{"embeddable":true,"href":"https:\/\/www.eou.edu\/student-financial-services\/wp-json\/wp\/v2\/comments?post=2945"}],"version-history":[{"count":2,"href":"https:\/\/www.eou.edu\/student-financial-services\/wp-json\/wp\/v2\/pages\/2945\/revisions"}],"predecessor-version":[{"id":2950,"href":"https:\/\/www.eou.edu\/student-financial-services\/wp-json\/wp\/v2\/pages\/2945\/revisions\/2950"}],"wp:attachment":[{"href":"https:\/\/www.eou.edu\/student-financial-services\/wp-json\/wp\/v2\/media?parent=2945"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}